Personal Finance

Debt Consolidation

If you’re juggling cards, loans and overdrafts, a debt consolidation specialist can help you simplify your finances and often reduce interest.

  • FCA-authorised partners only
  • Free, no-obligation introduction
  • Most clients contacted within 2 hours
Free, no-obligation matching service.

By submitting you agree to our privacy policy and to be contacted by an FCA-authorised partner.

How it works

1

Submit your enquiry

Tell us what you need in 60 seconds.

2

We match you

We pair you with a debt consolidation specialist who fits your situation.

3

A specialist calls

Usually within two hours during business hours.

Why use Financial Fred for debt consolidation?

One payment

Replace several monthly bills with a single, predictable payment.

Lower interest

Consolidated borrowing often carries lower rates than store cards or overdrafts.

Regulated advice

All partners are FCA-authorised — no informal or unregulated arrangements.

Frequently asked questions

Yes. There is no cost to you. Financial Fred is paid by partner firms when we make an introduction.

Most people are contacted by a specialist within two hours during UK business hours, and the next working day if submitted in the evening.

Every partner we work with is FCA-authorised. We verify FCA registration before any firm joins our panel.

No. Your enquiry is matched to one suitable specialist at a time. You can read full details in our privacy policy.

Not at all. The introduction is free and entirely no-obligation. You are under no pressure to take any product.

FCA
Authorised partners only
Free
No fee to consumers
2 hours
Typical response time